As we come to the close of this month, I want to wrap things up with loyalty programs. Have you ever asked yourself why you are loyal to a particular person, place thing or idea? Regardless of the relationship that you have with that noun, you still remain loyal. Let me give you an example. I find myself shopping at Walgreen’s more often because I have this loyalty card. The beauty of this card is when I get to the register I get at least $10.00 taken off the price because I

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